Estate Planning
Estate planning is an important part of protecting the financial plans you've worked hard to build.
That’s why we partner with AEP, a nationwide estate planning support company that helps simplify the estate planning process through coordinated planning, transparent pricing, and remote convenience.
Through AEP, clients have access to estate planning support related to:
- Trust-based estate plans
- Healthcare directives
- Deed transfers
- Will-based estate plans
- Trust funding reviews
- Business assignments
- Powers of Attorney
- Estate plan reviews
- Beneficiary coordination discussions
AEP helps clients coordinate estate planning considerations alongside their broader financial goals, so everything works together properly.
One of the biggest advantages of working with AEP is convenience.
Remote convenience
Meetings can be conducted remotely through Zoom, documents are shipped directly to clients, and nationwide mobile notaries help complete the signing process from the comfort of home.
Transparent pricing
AEP also offers transparent flat-rate pricing whenever possible, helping clients avoid unpredictable hourly billing or hidden fees.
Coordinated planning
AEP helps clients coordinate estate planning considerations alongside their broader financial goals, so everything works together properly.
FAQs
Most individuals can begin the process right after completing the quiz and scheduling an estate planning session.
Individuals and families seeking straightforward estate planning preparation and educational guidance for common goals — wills, trusts, probate avoidance, incapacity planning, and beneficiary coordination.
Most plans are built around four core tools: a will, a trust (when appropriate), a power of attorney for finances, and a healthcare directive. Your plan may include more than these, and the specific documents depend on the plan type you choose. A will or trust addresses what happens to assets; powers of attorney and healthcare directives address decisions during your lifetime if you can’t make them yourself. The real value comes from how these pieces are coordinated — along with account titling and beneficiary designations.
Not everyone does. A will-based plan may be enough if your situation is relatively simple and you’re comfortable with assets distributed outright. A trust is often considered when you want more control over how and when assets are distributed, have minor children, own property in multiple states, or value privacy and administrative efficiency.
Securities offered through Cetera Financial Specialists LLC, member FINRA/SIPC. Advisory services offered through Cetera Investment Advisers LLC. Cetera firms are under separate ownership from any other named entity.
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Individuals affiliated with Cetera firms are either Registered Representatives who offer only brokerage services and receive transaction-based compensation (commissions), Investment Adviser Representatives who offer only investment advisory services and receive fees based on assets, or both Registered Representatives and Investment Adviser Representatives, who can offer both types of services.
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